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Prepaid plans are a type of legal insurance plan offered by a number of different companies and marketed through employers, labor unions, credit unions, department stores, credit card companies, and even door to door. The theory is that legal services, much the same as nuts and berries, are cheaper when bought in bulk. Prepaid debit cards are an option for those who can't get a traditional credit card, and can be used as an alternative checking account or budgeting tool. Best Prepaid Debit Cards US News A prepaid debit card can be used as an alternative checking account or as a budgeting tool, but you have to choose the right card to avoid a lot of fees.
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